Cursor vs Windsurf
AI Coding prices verified 2026-06-11Pricing & plans compared head-to-head — every number below comes from the official pricing pages, not third-party listicles.
Quick verdict
💸 Cursor has the cheaper paid entry point: $16/mo vs $20/mo — you save $4/mo.
🆓 Both have free tiers — Cursor: Hobby tier with limited completions · Windsurf: Unlimited tab completions free — the most generous base tier in AI coding
🎯 Pick Cursor if: Developers who want the deepest AI integration in the editor itself — tab completion through multi-file agents.
🎯 Pick Windsurf if: Developers who want Cursor-style agentic coding but a genuinely usable free tier.
Entry prices are each tool's lowest advertised per-month rate — billing terms (monthly vs annual) differ by tool. The plan tables below show both columns.
Cursor plans
| Plan | Monthly | Annual (per mo) | Included | Key features |
|---|---|---|---|---|
| Hobby (Free) | Free | Free | Limited completions | |
| Pro | $20 | $16 | Extended agent usage | Frontier models · Background agents |
| Pro+ | $60 | $48 | 3x Pro usage | |
| Ultra | $200 | $160 | 20x Pro usage | Priority on new features |
Note: Annual billing saves 20%.
Try Cursor → Full Cursor pricing
Windsurf plans
| Plan | Monthly | Annual (per mo) | Included | Key features |
|---|---|---|---|---|
| Free | Free | Free | Unlimited tab completions | Limited agent credits |
| Pro | $20 | — | Monthly agent credits | Cascade agent · Frontier models |
| Max | $200 | — | Power-user quotas |
Try Windsurf → Full Windsurf pricing
Quality signals — what authoritative sources say
Cursor
No reliable third-party review score published for this tool yet — we don't invent scores to fill the gap.
💪 Category-defining AI editor with the largest mindshare among AI-native IDEs
Windsurf
No reliable third-party review score published for this tool yet — we don't invent scores to fill the gap.
💪 Unlimited free tab completion undercuts every competitor's entry offer
Quality data aggregated from G2, Trustpilot, and the Artificial Analysis Video Arena, checked 2026-06-11. We don't publish our own scores — only sourced, dated third-party signals. Methodology
Watch out for
Cursor
⚠️ Usage-based pricing on top of subscriptions — agent-heavy workflows can exceed plan quotas and bill overages.
Windsurf
⚠️ Pro was $15 until May 2026 — now $20, matching Cursor. Older comparisons quote the stale price.